Financial Data

Empower your business
with access to valuable
financial data

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Customers already using Financial Data

Our Financial Data services

Accounts API

Capture all relevant information from customer bank accounts.

Returns IBAN, account number, account types, currency and more.

Balances API

Get a real-time view of available balance in customer bank accounts.

Refreshes in real-time or per API call set up by client.

Transactions API

Access a clean and standardized view of customers’ banking transactions.

Returns transactions for the past three years.

user interface showing transactions statement

Beneficiaries API

Capture a list of all the beneficiaries linked to a connected account.

Returns an array of the beneficiary name, bank name, IBAN etc.

user interface showing user beneficiaries

Scheduled Payments API

Capture a list of all scheduled payments set up on a connected account.

Returns an array of scheduled payments, the amounts and the payment dates.

a table dates of the week and when payments will be scheduled.

Standing Orders API

Capture a list of all standing orders set up on a connected account.

Returns an array of standing orders, the amounts, and the payment dates.

Direct Debits API

Capture a list of all Direct Debits set up on a connected account.

Returns an array of direct debits, the amounts and the payment dates.

How does it work?

Lean.connect({
app_token: "XXXXXXXXX",
permissions: ["identity", "accounts", 
"transactions", "balance", "payments"],
customer_id: "d57a03bc-ef9d-460b
-8fa6-3b17e425326c",
sandbox: "true",
});

import requests

url = ""https://sandbox.leantech.me/customers/v1/""

payload = {""app_user_id"": ""test_user_1""}
headers = {
    ""accept"": ""application/json"",
    ""content-type"": ""application/json""
}

response = requests.post(url, json=payload, headers=headers)

return response.customer_id

user interface asking user to connect bank account

const options = {
  method: 'POST',
  headers: {accept: 'application/json', 'content-type': 'application/json'},
  body: JSON.stringify({entity_id: '9aeb067a-9c1a-3631-a6f3-e912c6f4354b'})
};

fetch('https://sandbox.leantech.me/data/v1/accounts/', options)
  .then(response => response.json())
  .then(response => console.log(response))
  .catch(err => console.error(err));

{
  ""status"": ""OK"",
  ""payload"": {
    ""accounts"": [
      {
        ""account_id"": ""73a70c83-7f82-4266-a680-56474f910b50"",
        ""name"": ""Current Account"",
        ""currency_code"": ""AED"",
        ""type"": ""CURRENT"",
        ""iban"": ""AE000000627910454054"",
        ""account_number"": ""7910454054""
      },
      {
        ""account_id"": ""13dd6e3c-806c-4845-8689-722228b9e8d7"",
        ""name"": ""Savings Account"",
        ""currency_code"": ""AED"",
        ""type"": ""SAVINGS"",
        ""iban"": ""AE000000224146267989"",
        ""account_number"": ""4146267989""
      },
      {
        ""account_id"": ""38386bdb-9b3c-443b-8fd7-9d6eef86ae4b"",
        ""name"": ""Credit Account"",
        ""currency_code"": ""AED"",
        ""type"": ""CREDIT"",
        ""iban"": ""AE000000526321933201"",
        ""account_number"": ""6321933201"",
        ""credit"": {
          ""card_number_last_four"": ""1399"",
          ""limit"": 167.75,
          ""next_payment_due_date"": ""2022-03-12"",
          ""next_payment_due_amount"": 162.6
        }
      }
    ],
    ""type"": ""accounts""
  },
  ""results_id"": ""a20a3aa9-f091-426f-b732-d1633f31a8e1"",
  ""message"": ""Data successfully retrieved"",
  ""timestamp"": ""2022-09-20T09:15:11.580362482Z""
}

import requests

url = ""https://sandbox.leantech.me/data/v1/transactions/""

payload = {
    ""entity_id"": ""9aeb067a-9c1a-3631-a6f3-e912c6f4354b"",
    ""account_id"": ""73a70c83-7f82-4266-a680-56474f910b50"",
    ""insights"": false,
    ""start_date"": ""2022-09-11"",
    ""end_date"": ""2022-09-12""
}
headers = {
    ""accept"": ""application/json"",
    ""content-type"": ""application/json""
}

response = requests.post(url, json=payload, headers=headers)

{
  ""status"": ""OK"",
  ""payload"": {
    ""transactions"": [
      {
        ""id"": ""1f745f1d-1865-4d10-be99-cb9f7a20abfb"",
        ""description"": ""Cash deposit AED 10000"",
        ""amount"": 10000,
        ""currency_code"": ""AED"",
        ""index"": 0,
        ""pending"": false,
        ""timestamp"": ""2022-09-12T00:00:00Z""
      },
      {
        ""id"": ""0a8c3fd2-7f94-4095-a6dc-6eee8400d9b7"",
        ""description"": ""AMAZON.COM*S37EV3Y93 AMZN.COM/BILL USA"",
        ""amount"": -443.96,
        ""currency_code"": ""AED"",
        ""index"": 0,
        ""pending"": true,
        ""timestamp"": ""2022-09-11T00:00:00Z""
      }
    ],
    ""type"": ""transactions""
  },
  ""results_id"": ""3ef57520-68bb-4ee1-b732-bdb01ae9131a"",
  ""timestamp"": ""2022-09-20T16:04:04.270526478Z""
}

const options = {
  method: 'POST',
  headers: {accept: 'application/json', 'content-type': 'application/json'},
  body: JSON.stringify({
    entity_id: '9aeb067a-9c1a-3631-a6f3-e912c6f4354b',
    account_id: '73a70c83-7f82-4266-a680-56474f910b50'
  })
};

fetch('https://sandbox.leantech.me/data/v1/balance/', options)
  .then(response => response.json())
  .then(response => console.log(response))
  .catch(err => console.error(err));

{
  ""status"": ""OK"",
  ""payload"": {
    ""balance"": 10852.68,
    ""currency_code"": ""AED"",
    ""account_id"": ""73a70c83-7f82-4266-a680-56474f910b50"",
    ""account_name"": ""Current Account"",
    ""account_type"": ""CURRENT"",
    ""type"": ""balance""
  },
  ""results_id"": ""8edf62d1-9fab-4d9f-a599-6258e76ef277"",
  ""timestamp"": ""2022-09-20T09:50:49.596138125Z""
}

Open a world of advanced services

Credit Risk Scoring

Make better risk decisions by speeding up the process of collecting, verifying and scoring your customers’ financial data.

a screenshot of user interface with a screen displaying loan information

KYC, AML & Onboarding

Maximize conversions by simplifying and speeding up the experience of a first-time user on your platform.

a screenshot of user interface showing account details

Personal and Business Finance Management

Build meaningful insights with financial data that’s collected, collated and standardized in a cleaner and simpler way.

a screenshot of user interface showing spending charts

11x

Wally has been able to reduce the average time it takes a user to connect an account by 11X.

See Lean in action

Explore what it’s like to connect with Lean as an end-customer and see the data you can extract using the LinkSDK and Data APIs.

Explore a Demo

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